construction and real estate – February 28, 2010

Welcome to the February 28, 2010 edition of construction and real estate.

Handy Saputra presents How To Stop Worrying About Mortgage Foreclosure posted at Home Loan | Mortgage Resources, saying, “There are millions of general articles about mortgages generating discussing foreclosures on the rise. The United States is in a recession and millions are feeling the unemployment woes. Amongst those many are homeless, and in search of an answer. Foreclosures are adding inventory to an already declining house market. The ongoing word is this mortgage crisis is predicted to get a lot worse before we begin to see any light at the end of the tunnel.”

Chris presents The ?who is who? of real estate: 4 generation profiles posted at Home I Own.

Praveen presents Oswego Townhouse Nightmare posted at My Simple Trading System.

Handy Saputra presents Beware Of We Buy Houses Scams posted at Home Loan | Mortgage Resources, saying, “You’ve seen the signs on the highway, We Buy Houses, fast sale, cash, etc. Real Estate investing has spawned yet another scam niche, only this time they’re not selling a get rich quick scheme, no this time they want your house.”

Kim Dion presents Help For Home Loans: Refinance Mortgage Options posted at Help For Home Loans, saying, “Refinance mortgage options for home owners are looking up thanks to the new Obama $75 billion Homeowner Affordability and Stability Plan announced to the world. If you are behind on your mortgage, facing foreclosure or just finding it a struggle to make you payments you may have options to help with your refinance mortgage options or you mortgage payments.”

Kim Dion presents Help For Home Loans: What Is The Difference Between Deed in Lieu and Foreclosure posted at Help For Home Loans, saying, “The Difference Between Deed in Lieu and Foreclosure. That is a great questions and many homeowners in foreclosure or behind on their payments may not realize they can perhaps avoid having a foreclosure on their credit by asking their lender to take back their home with a deed in lieu of foreclosure.”

Madison presents Closing on Our First Rental Property posted at My Dollar Plan.

Joshua Dorkin presents How To Find The Time To Do These 10 Crucial Real Estate Marketing Activities posted at Real Estate Investing For Real.

Handy Saputra presents How To Choose The Right Loan For Your Situation posted at Home Loan | Mortgage Resources, saying, “Most people only associate money with the word loans. This is definitely the most common type of loan but the truth is that a loan can be for many things and not just money. Loans can be offered on many different bases and can be paid back in several different ways and throughout different periods of time.”

Handy Saputra presents How To Identify The Best Home Mortgage Rates posted at Home Loan | Mortgage Resources, saying, “There are many choices for finding mortgage loans. The most common way to finance your purchase of a home is to apply for a mortgage or a loan. It is important that you have identified your capabilities in paying off this loan before you actually commit to a particular lending company.”

Handy Saputra presents Facing Foreclosure? An Equity Loan Modification May Be The Answer posted at Home Loan | Mortgage Resources, saying, “It seems that few people have been left unaffected by the poor economic condition of the United States. With the unemployment rate higher than it has been in decades it is no wonder that families are very worried about how they will manage to continue making their mortgage payments.”

Handy Saputra presents What are Homeowner Loans? posted at Home Loan | Mortgage Resources, saying, “If you are looking for a loan but are unsure whether or not you will be able to secure one or you are concerned that the interest rate may not be affordable within your budget then a homeowner loan may be the right option for you.”

Handy Saputra presents Why Loan Modification Beats Refinancing Your Mortgage posted at Home Loan | Mortgage Resources, saying, “Modifying a mortgage loan has become much easier since the implementation of the Obama administration’s loan modification plan. This plan provides incentives to lenders to change the terms of an existing loan to make payments on Columbus houses more affordable to homeowners. In the past, getting a mortgage modification was far more difficult, since lenders had to bear certain costs of the process.”

Handy Saputra presents The Criteria For Obtaining A Bankruptcy Loan posted at Home Loan | Mortgage Resources, saying, “If you think that bankruptcy can handicap you from applying for finance, then think again because whether a individual is bankrupt, a loan can still be organized especially if you own a property with enough equity. Even a bad credit score is not a adequate enough reason to stop someone having a home loan at an advantageous interest rate.”

Handy Saputra presents What You Need to Know About Second Home Mortgages posted at Home Loan | Mortgage Resources, saying, “A persons home is the biggest asset that one can have to use for money. A home to back you up when you need a loan is one of the greatest advantages of home ownership. In recent years, there has been a major boom in the amount of people looking to use their homes as a way to get access to extra money when they need it most. One of the best ways to do this is through a second mortgage.”

Handy Saputra presents How To Refinance To A Lower Interest Rate posted at Home Loan | Mortgage Resources, saying, “Getting a loan is not easy; it involves a lot of processes that you should deliberately think about first before anything else. Grabbing the lowest home mortgage rates possible is an important process because it can lower the amount that you will be paying for the loan after.”

Diego Cervantes presents the Ultimate Guide to Web Marketing for Real Estate Agents posted at Real Estate Agent Database Blog.

Chris presents 7 things you can do to help the agent sell your house, part 1 posted at Home I Own.

Handy Saputra presents How to Plan Your New Home Purchase in 4 Easy Steps posted at Home Loan | Mortgage Resources, saying, “Most people are likely to indulge in home buying once or twice in their lifetime. Usually it will be a home where they will live for at least a decade or two. So it is natural to assume that a considerable amount of thought and planning needs to go into choosing and purchasing a home.”

Handy Saputra presents 5 Blunders That Can Cost You Approval on Your Home Mortgage posted at Home Loan | Mortgage Resources, saying, “The Homeowner Affordability and Stability Plan recently initiated under the Obama administration will provide millions of people with the opportunity to obtain financing which will allow them to keep their homes. For people currently behind on their mortgage payments, there are provisions in the plan that are designed to help many who are already in or potentially face the threat of foreclosure. However, just applying for a special home loan program doesn’t necessarily mean you’ll automatically be approved.”

costseg presents Cost Segregation Audit Techniques Guide | Society of Cost Segregation Audit Techniques Guide posted at Cost Segregation Audit Techniques Guide, saying, “How do Cost Segregation Audit Techniques Guides work in real-estate this days and how can you save tax money wit hthem.”

Ray presents myFICO Credit Score Codes posted at Money Blue Book, saying, “FICO scores are critical components (especially in this current down economy) of the home buying and real estate acquisition process. Know where you stand and get some savings in the process.”

Brian McKay presents Weekly Mortgage Rates posted at MonitorBankRates.com, saying, “Mortgage rates were down this past week for the most part, jumbo fixed rate mortgage rates were down less than conforming fixed rate mortgages.”

Handy Saputra presents Fixed Rate Mortgage, What Are The Benefits To You posted at Home Loan | Mortgage Resources, saying, “A fixed rate mortgage does exactly what is says on the tin. The interest rate you agree on at the time you set up the mortgage is fixed for an agreed period. The agreed interest rate will not go up (or down) during the fixed rate term.”

Silicon Valley Blogger presents Obama?s Foreclosure Bailout Plan: Should There Be Help For Homeowners? posted at The Digerati Life, saying, “Thanks!”

The Smarter Wallet presents The Basics of Home Financing: A Mortgage Loan Guide posted at The Smarter Wallet, saying, “Thanks!”

Ruoall Chapman presents Everything you need to know about how to Make Online Beats posted at Make Online Beats.

Handy Saputra presents Should you try a loan modification on your own posted at Home Loan | Mortgage Resources, saying, “With the crisis in the housing industry and the current downturn in the economy, loan modification has become a very hot topic. After all, now there are thousands of Americans that are facing foreclosure on their homes. Of course listening to the news and the current actions in the Homeowner Affordability and Stability Act of 2009 from Congress gives homeowners hope that they can renegotiate their home loan and get a home modification that will provide them with lower payments and a way that they can keep their home.”

Handy Saputra presents 4 Effective Mortgage Marketing Tips posted at Home Loan | Mortgage Resources, saying, “The mortgage market has been turbulent, affecting both lenders and brokers. In this time of serious crisis, mortgage brokers may be tempted to cut back on their marketing or advertising budget. Where money is tight, multiple methods of direct marketing and networking should be considered to attract attention of people who have not even considered applying for a mortgage before as well as generate repeat business from past clients.”

Handy Saputra presents Easy Tips On Home Loan Refinance posted at Home Loan | Mortgage Resources, saying, “If you have a home loan and your property went up in a ten percent or more value since you took out your current loan, you might make a good candidate for refinancing. It cannot only save you money on your mortgage payments, but it can also improve your terms, or both.”

Joe Manausa, MBA presents Killearn Lakes Unit 1 Home Prices Holding posted at Tallahassee Real Estate Blog, saying, “A classic example of why most real estate reports are flawed. They lead you to believe that prices are going up or prices are going down, solely based upon the movement of the average sales price. This article shows why it is possible for the average home price to go up, while real home values are dropping.”

Mark Donovan presents Budgeting a Home Remodeling Project posted at HomeAdditionPlus, saying, “Before starting any home remodeling or construction project is it critical to develop a budget. Mark Donovan of HomeAdditionPlus.com discusses how to go about developing a home remodeling project budget and the pitfalls to avoid.”

Handy Saputra presents Refinance Home Mortgage – Discover Surprising Savings posted at Home Loan | Mortgage Resources, saying, “The current recession that grips the American economy has many homeowners wondering if they should refinance their mortgage loans. Many homeowners took out adjustable rate mortgages that were incredibly affordable when coupled along with the fact that they required little or no down payment. Now that interest rates have been adjusted higher they are scrambling to refinance their home mortgage.”

Evan Arellano presents Ewing-Cole Diversifies Design posted at Tevami – Product, Gadget Review Blog.

Handy Saputra presents Refinancing Home Loans Guidelines posted at Home Loan | Mortgage Resources, saying, “Refinancing your home can be a huge decision, especially if you have been investing in that home for a long time. If this is the case then you will need to ensure you are able to negotiate the best refinancing deal available.”

Handy Saputra presents Home Mortgage Refinance: The Making Home Affordable Plan May Help posted at Home Loan | Mortgage Resources, saying, “Are you one of the millions of Americans who has been contemplating a home mortgage refinance? Perhaps you have lost your job, or had to take a cut in pay. You might not be able to sell your house in the current real estate market and are now facing foreclosure. These are all the scenarios for which President Obama enacted his “Making Home Affordable” plan.”

Handy Saputra presents Steps To Lower The Interest Paid On Your Mortgage posted at Home Loan | Mortgage Resources, saying, “If you are looking to lower your rate of interest on your mortgage, your bank will take several factors into consideration. They may need to find out if you are able to make the installments on time; and whether this deal is profitable for the bank or not. If you are capable of getting lower interest rates that help you clear your loan faster and also minimize your overall payments then it is really good for you to refinance your mortgage. Following are some suggestion to lower your rate of interest on your mortgage.”

Julian Pollock presents The History of Shutters – From Marble and Straw Mats to Metal and Poly-Wood Slats | TheHistoryOf.net posted at The History Of – Blog, saying, “With more households looking for door and window shutters for storm protection against our increasingly unpredictable weather, it’s good to be able to find some eco-friendly possibilities using a few different varieties of timber-saving polywood. There is also always the choice to build using sustainable wood options as regulated by the FSC.”

Handy Saputra presents When is Mortgage Refinancing a Good Choice? posted at Home Loan | Mortgage Resources, saying, “Refinancing a mortgage means that you are withdrawing from your current mortgage and arranging a new mortgage. Most people refinance their mortgage to get a better rate. If you are considering refinancing your mortgage, there are number of things you need to know in order to determine if refinancing is a good choice.”

Handy Saputra presents Fixed Rate Mortgages – Are They Worth It? posted at Home Loan | Mortgage Resources, saying, “We’ll discover what the fixed rate mortgage is, and its benefits. We’ll then take a look at an overpayment calculator for your mortgage. From definite security with the fixed rate mortgage to potential cash saved with the overpayment calculator.”

Handy Saputra presents Why A Refinance Works posted at Home Loan | Mortgage Resources, saying, “The recommendation of many experts is for homeowners, unable to cope with the country’s economic see-saw trends, to refinance their mortgage which is constantly at risk from the unpredictable adjustable interest rates. Of course, not many see why refinance is the most recommended option, and it takes them a while to appreciate its features, mainly because they need to understand it more.”

Jack Schmidt presents Got Big Feet? You’ll Just Have to Pay the Man! posted at SectorMatic Money Journal, saying, “SectorMatic – Personal Finance: Everything for the Big Spender on a Budget! Now you can live like a fat cat, even if you’re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic. It’s for you!”

Handy Saputra presents Finding the Lowest Refinance Mortgage Interest Rate posted at Home Loan | Mortgage Resources, saying, “More and more Americans are turning to their banks in order to get a better refinance mortgage interest rate and reduce their monthly payments. As the economy worsens before it can get better, this seems like a sensible thing to do. But before you pick up that phone and call your mortgage holder to begin a refinance, here are a few things you need to know about getting the best rate.”

Handy Saputra presents 4 Good Reasons to Get a Refinance Home Loan posted at Home Loan | Mortgage Resources, saying, “Why should I refinance my home? There are several reasons home owners decides to refinance that you should know and to lower the Interest Rate”

Jack Schmidt presents Making Money? “Trust Me: I’m In Real Estate” posted at SectorMatic Money Journal, saying, “SectorMatic Money Site – Everything for the Big Spender on a Budget! Now you can live like a fat cat, even if you’re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic. It’s for you!”

Mark Donovan presents Contractor Allowances Pitfalls posted at HomeAdditionPlus, saying, “Mark Donovan of www.homeadditionplus.com discusses new home construction contracts and the pitfalls of contractor allowances.”

Edan presents Park City Condo Rentals posted at Park City Condo Lodging, saying, “Find out all you need to know about renting condos in beautiful Park City Utah; site of the 2002 Winter Olympics games.”

Handy Saputra presents Refinance Tips That Can Save You Thousands posted at Home Loan | Mortgage Resources, saying, “Plans to refinance are going to work better if you know more about mortgage and the process of refinance. Here are some tips that can provide you with a lot of inside information, and putting you in a better position to make a good business decision.”

Ruoall Chapman presents Online Spyware Removal posted at Online Spyware Removal.

Kerry Fletcher presents DIY Solar Panels posted at Houston Interior Decorating Examiner.

Kerry Fletcher presents City or suburbs posted at Houston Interior Decorating Examiner.

Handy Saputra presents The Truth About Second Mortgage and HELOC posted at Home Loan | Mortgage Resources, saying, “Is second mortgage the same with home equity loan? There are a lot of people who often confuse one for the other. While both are associated with each other, they have their own benefits. But distinguishing one from the other should not be difficult.”

Handy Saputra presents When is the best time to refinance home mortgage? posted at Home Loan | Mortgage Resources, saying, “The refinancing of mortgage means that you make a payment of your current mortgage and the establishment of a new mortgage. Most people refinance their mortgages to ensure a better rate. If you plan to refinance your mortgage, there are some things that you need to know to determine if refinancing is a good choice.”

Handy Saputra presents The Big Foreclosure Bailout 80 LTV Plan… Is It Working? posted at Home Loan | Mortgage Resources, saying, “We have all heard President Obama’s plan for what he calls Americas economic come back. At best it is a roller coaster ride with multiple twist and turns. One of the many twist is the claim of solving the countries foreclosure crisis.”

Handy Saputra presents When is the right time to refinance your mortgage? posted at Home Loan | Mortgage Resources, saying, “You’ve heard that interest rates are down and you think it could be time to refinance your existing mortgage, but the entire loan application process was so exhausting during the initial loan that you aren’t sure it’s worth the hassle. You could very well be right, but there are some things you can do to help decide whether it’s time to refinance your mortgage.”

Jack Schmidt presents 10 Ways to Fuel Your Own Economy posted at SectorMatic Money Journal, saying, “SectorMatic Money Journal: Personal Finance – Everything for the Big Spender on a Budget. Now you can live like a fat cat, even if you’re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic. It’s for you!”

Handy Saputra presents Is an Adjustable Rate Mortgage (ARM) Right for you? posted at Home Loan | Mortgage Resources, saying, “Until just a few years ago, an Adjustable rate mortgage was the best way to buy a home. Say you do not have the money to buy your dream home, then you can opt for a mortgage with an adjustable rate over a fixed one. In case of an adjustable rate, the rate of interest changes every year depending on the market condition. On the other hand, in case of a fixed rate of mortgage the rate of interest is not dependant on the market scenario and remains fixed.”

Handy Saputra presents Is Mortgage Refinancing Market Good or Bad Right Now? posted at Home Loan | Mortgage Resources, saying, “With all of the home foreclosures taking place across the country, many people may feel that it is not a good time to refinance. This is actually not true. Lenders want to keep people in their homes because of the expenses they incur when they try to sell a foreclosed home. Most times, they will actually take a bit of a loss. If you are considering refinancing for a better rate or to clean up any outstanding debts, there are many reasons why this is a good time to refinance your mortgage.”

Jay Buerck presents Contract Bonds (or Construction Bonds) posted at Surety Bonds Blog, saying, “Some states require Surety Bonds on Construction jobs which would include Contract Bonds and Construction Bonds.”

GoByOwners presents Both Tenants and Landlords Need a Residential Lease Agreement posted at Homes For Sale By Owner.

Handy Saputra presents Ask the Expert: When do I Refinance My Home? posted at Home Loan | Mortgage Resources, saying, “Home refinancing is a wonderful financial tool for homeowners to use for debt management to investments. If the home refinance is used correctly, wisely, and at the right time, the benefits from the refinance can improve the financial picture of the homeowner. There is no cookie cutter approach to refinancing. Each individual or family has their own unique set of circumstances. Here are some common questions homeowners often ask when they are considering refinancing.”

Mark Donovan presents Lake Winnipesaukee Real Estate posted at HomeAdditionPlus, saying, “Mark Donovan of www.homeadditionplus.com disusses the Lake Winnipesaukee real estate market. He also talks about the maintenance and other responsibilties of owning waterfront property.”

Handy Saputra presents Steps to get Mortgage Refinance Approval posted at Home Loan | Mortgage Resources, saying, “The excellent resources and articles of home loan, mortgage loan, and mortgage refinance. Learn more anything related to home mortgage loan with other top tips here.”

Handy Saputra presents Benefits while Applying for Mortgage Refinance Loan Online posted at Home Loan | Mortgage Resources, saying, “If you”

Martin Russell presents “Conspiracy of the Rich”- A Review posted at Word of Mouth Marketing.

James Staine presents 10 Myths about Reverse Mortgages posted at Oregon Mortgage Blog, saying, “Oregon Mortgage Blog comprises informative articles that talk about residential mortgage types, and the types of mortgage borrowers.”

Steven R. Bennett presents Attorney Articles – Real Estate Investing – Buyer’s Perspective | Powers McCulloch & Bennett, LLP posted at Living Trusts – Post Mortem Administration, saying, “The Oregon based law firm of Powers, McCulloch & Bennett, LLP, comprises attorneys to assist clients in real estate investments.”

ian anderson presents flip over saw | Flip Over Saw Stuff posted at Flip Over Saw Stuff, saying, “First time, so please let me know if I screw up somewhere!!
Cheers
Ian”

Neil Uttamsingh presents How you can make $450,000 in ten years by doing no work posted at First Rental Property, saying, “Hi There,
This article is related to real estate investment. In the article, I discuss the advantages of purchasing homes from the plans of builders. I hope you enjoy this article. Best Regards, -Neil”

James Staine presents New FHA Rules! (how does this effect Portland?) posted at Oregon Mortgage Blog, saying, “Federal Housing Administration is planning to introduce new rules by increasing its cash position and lower its risk profile for about a year. This increase will affect the down payment, as the first payment amount changed by FHA would increase from 3.5% to 5% down. This increase will affect the down payment, as the first payment amount changed by FHA.”

Joshua Dorkin presents 5 Things Never to Say to Any Seller posted at Real Estate Investing For Real.

Matthew Paulson presents Stricter Guidelines Being Announced for FHA Mortgage posted at American Consumer News.

Neil Uttamsingh presents What is a mortgage partner? posted at First Rental Property, saying, “This article talks about an advanced investing strategy only familiar to expert real estate investors. The mortgage partner is one of the most important partners to the real estate investor. Find out why by reading this article.”

Silicon Valley Blogger presents Why I’d Hire This Real Estate Agent posted at The Digerati Life, saying, “Thanks!”

MatthewPaulson presents Factors That Affect Home Values posted at Fine-Tuned Finances.

Joe Manausa, MBA presents Understanding Title Insurance Costs posted at Tallahassee Real Estate Blog, saying, “The new GFE and the rules that came with it were needed in order to simplify the process of comparison shopping for home mortgage lenders. In the past, with few rules governing the GFE (other than that it was to be provided), we saw many sloppy or crooked activities going on.

While 99% of the mortgage lenders did not do it on purpose, there certainly were times when buyers were quoted one thing, and then charged much more when it came time to go to settlement.”

lifestyles presents Tips for a Successful Working Relationship with Contractors posted at Lifestyles Unlimited Real Estate Investing and Mentoring, saying, “Lifestyles Unlimited’s Natalie Pilkinton provides helpful tips on working with contractors. She addresses myths and outlines a plan where “everyone wins.””

Braudis Lee Pegram presents How To Purchase Commercial Real Estate-Revisited posted at The koH Resources Blog.

Kerry Fletcher presents Redecorate for Free posted at Interior Design Info.

James Staine presents What is up with the new Good Faith Estimate? posted at Oregon Mortgage Blog, saying, “Visit the Oregon Mortgage Blog to know about the current trends concerning the good faith estimate.”

lifestyles presents Banks? We Don’t Need no Stinking Banks – Unconventional Financing Fundamentals posted at Lifestyles Unlimited Real Estate Investing and Mentoring, saying, “Real estate mentors Karen Davis and Jeff Smith write about unconventional sources of financing. Don’t let your fears of no credit or money keep you from taking advantage of the spectacular deals going on today! Learn how to get funding from hard money lenders, partners, sellers, and more!”

Bruce presents Georgia is 3rd inside the US for Delinquent Mortgages posted at Government Mortgage Help, saying, “Mortgage Help from the Government to assist you in keeping your home from mortgage foreclosure during this recession”

roger paine presents Boiler Replacement London – boiler replacements London posted at boiler replacement london, saying, “Boiler Replacement is a company with an outstanding trading history in London with hundreds of satisfied customers who have come to know the company Boiler Replacements as a professional and trustworthy operation within the capital. We are here to help you with all your boiler installation needs in the London area. We are proud of our trading name and the fact that so many Londoners now depend on Boiler replacements services not just for boiler installation but also boiler repairs, boiler maintenance and combi boiler breakdowns.As corgi gas registered engineers and plumbers we specialise in Boiler replacement in the London area and can give you a fast professional cost effective service.”

Emily Johnston presents 7 Twitter Users Every DIY Home Restorer Should Follow posted at Masters in Construction Management, saying, “The do-it-yourself spirit is a beautiful one and it lurks in every red blooded male. You only have to stoke it, take your wife’s permission, and you’re on your way to exploring your rugged creative self.”

SVB presents Home Buyer Tax Credit: Your Greatest Deal For 2010 posted at The Digerati Life.

SVB presents How To Buy A Foreclosure: Find Foreclosed Homes Online posted at The Digerati Life.

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